Risks at commercial banks and some recommendations for Vietnamese commercial banks

Nguyễn Thị Tuyết Nga Nguyễn Thị Tuyết Nga

doi:10.59294/HIUJS.VOL.5.2023.551

Từ khóa:

rủi ro trong ngân hàng, khủng hoảng ngân hàng, khủng hoảng tài chính, khủng hoảng hệ thống ngân hàng

Tóm tắt

The recent consecutive banking crises in the world have raised concerns about a global financial crisis like what happened more than a decade ago. Facing the risk of possible crises due to political and social instability globally, what should Vietnam prepare to avoid a crisis in the banking system or to be ready to respond if a crisis occurs? This article research banking crises, analyzes risks in banking system and proposes recommendations to avoid banking crises.

Abstract

The recent consecutive banking crises in the world have raised concerns about a global financial crisis like what happened more than a decade ago. Facing the risk of possible crises due to political and social instability globally, what should Vietnam prepare to avoid a crisis in the banking system or to be ready to respond if a crisis occurs? This article research banking crises, analyzes risks in banking system and proposes recommendations to avoid banking crises.

Tài liệu tham khảo

[1] Basel Committee on Banking Supervision of Banking for International Settlement, 2001.

[2] Can Van Luc, 'Opportunities and challenges for Vietnam's banking industry in the period 2016-2020'', Proceedings of the scientific conference "Banking Vietnam 2016", National Economics University Publishing House. Page 3-5, 2016.

[3] Phi Trong Hien, "Banking risk management: Theoretical basis, practical challenges and solutions for Vietnam's commercial banking system", Banking Magazine, Topical Issue, 2019.

[4] Nguyen Thi Dung, "The process of applying Basel II standards at Vietnamese commercial banks", Finance Magazine, Issue 2, 2022.

[5] Circular No. 13/2018/TT-NHNN dated May 18, of the Governor of the State Bank regulating internal control of commercial banks and foreign bank branches, 2018.

[6] Circular No. 41/2016/TT-NHNN dated December 30, of the Governor of the State Bank regulating safety ratios for banks and foreign bank branches, 2016.

[7] Nguyen Thi Thuc Hien, “Banking crisis and some recommendations for Vietnam”, Banking Magazine, 2023.

[8] Do Thu Hang, Ta Thanh Huyen, ''Current status of systemic risk at Vietnamese commercial banks and some recommendations''. Journal of Banking Science and Training, 2021.